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Medical Professional Liability

As a physician, the best of your time is spent ensuring patients get the essential care they require to manage illnesses and make full recoveries. The last distraction you need to worry about is finding adequate liability insurance. That is why we are here to help. Perpetuus Insurance Agency's DPC Alliance Program handles the often complex and time-consuming process of setting up the perfect coverage for your practice, ensuring you stay laser-focused on what truly matters: making a difference.

Your Focus, Our Assurance. Safeguard Your Medical Practice.

We excel in providing top-tier service to our clients, deeply understanding the DPC practice model. Unlike other carriers, we tailor our quotes to reflect your reduced exposure. Our policies offer exceptional benefits, including a Free Retirement Tail, discounts for Quarter and Part Time work, and Full Consent to Settle on Claims. Furthermore, we cover defense costs beyond the Limits of Liability and guarantee no premium penalties for early termination.

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Workers’ Compensation

Accidents happen. Workers’ compensation is there to cover expenses like medical treatments, ambulatory services, ongoing medical needs (such as therapy or medication), and compensating for lost wages due to injury.

General Liability Insurance

A general plan for healthcare providers that covers events like slip-and-fall accidents, property damage claims, and legal defense costs. For doctors, GLI is a financial safety net for your practice that ensures peace of mind.

Cyber Insurance

As technology continues to evolve at full speed, the number of risks your practice faces rises substantially. Being responsible for vital patient data, physicians are under the constant threat of losses incurred through data destruction, hacking, data extortion, and data theft. Cyber insurance is your layered system of protection against a possibly catastrophic event.

Long-Term Care

Also known as custodial care, this reimburse policyholders a daily amount for services that assist with activities of daily living, such as bathing, dressing, eating, etc. LTC is typically not covered by traditional health insurance or Medicare plans. As a result, your employees may have to drain their savings or retirement funds to pay for their care. Offering LTC can make your business stand out from the competition by attracting more potential hires and increasing current employee retention. In addition, premiums paid through the employer can be tax deductible.

Apply now to get started with coverage today.

Fill out or download the application and fax to (800) 343-1788

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